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Click on the names of the services below for more details:

Overdraft Defender
You never know when an unanticipated expense or mathematical error will leave your checking account short of cash. Overdraft Defender will give you the peace of mind of knowing your checks won't be returned due to insufficient funds. Enjoy more flexibility in managing your money and fewer charges from retailers for returned checks. Overdraft Defender is a special privilege for United Bank of Iowa customers who have maintained their checking account in good standing.

Debit Card
We offer two debit cards - the standard debit card and the photo debit card. With a debit card, you can make withdrawals, transfers and check your balance. Your debit card gives you all the convenience of an ATM card, plus the ability to make purchases from your checking account anywhere VisaŽ is accepted! 

Internet Banking
Internet Banking allows you to bank 24/7 from the comfort of your home, office or anywhere with access to the Internet! You can check your balance, transfer funds and even pay your bills. As an Internet Banking customer, you also have the option to enroll in Mobile Banking via Text Banking, Internet Browser or by downloading the UBI app. Click here to sign up or learn more.
Telephone Banking
With Home-Line Banking you can call, toll-free, from your home, office, car or wherever you have a phone. You can check your account balance, find out what checks have cleared, transfer funds, make loan payments, leave us a message and more. It’s easy, it’s fast and it’s free. Call toll free 1-888-252-5210 or 364-3433 in the Ida Grove area.

Check Imaging
You receive all the benefits of The Better Checking System. Your cancelled checks are returned to you as images neatly sorted, in check number order, three hole punched and ready to store in a binder provided by United Bank of Iowa. It’s simple, organized, convenient and provided at no additional cost.

e-Statements are fast, efficient and free! An e-Statement looks just like the traditional paper statement you get in the mail, however it is sent to you as a password protected email attachment. You receive your account information the same day it is generated at the bank. Click here to complete an e-Statements Request form.




   Each depositor insured to at least $250,000.
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