BUSINESS CHECKING ACCOUNT

This is an analysis based account with an earnings credit feature giving you an opportunity to offset your fees. Benefits: No charge for deposits No charge for deposit bags No charge for coin or currency Terms: Monthly service charge fee - $3.00 Items paid on account - $.10 per check Items deposited (non-UBI checks) $.10 per item Earnings credit for balance based on Treasury rate Required Notice:  The Unlawful Internet Gambling Enforcement Act prohibits restricted transactions from being processed through accounts at United Bank of Iowa.  Restricted transactions generally include those which are initiated through wire transfer, ACH, or other funds transfers for the purpose of illegal internet gambling.

Apply for an Account Today!

 

Business Loans

No matter what your request, we will take the time to understand the needs of your business and develop a plan to help your business grow to its fullest potential. United Bank of Iowa offers a variety of business banking products and services for your existing or new business.

• Loans available for small or large business requests
• Competitive fixed and variable rate financing
• Experienced Small Business Administration Lender for beginning or expanding business "Recognized as U.S. Small Business Administration high volume rural lender in 1999 and 2000."
• Long term loan programs available for real estate, improvements, and equipment
• Payroll and record keeping services available

To apply for a loan, complete and return our APPLICATION or to find out more about United Bank of Iowa’s Business Loan Programs, contact a loan officer at any of our CONVENIENT BANK LOCATIONS.

Agriculture Loans

You deserve the support of a financial institution that understands agriculture and has a long-term commitment to the success of your farm operation. Innovative ag financial products like "Master Note" lines of credit, "Data Trac Plus" checking, "Ag Pak" annual loan review, and United Bank of Iowa's own "AGvantage" Newsletter articles provide you the tools you require to meet the financial challenges of agriculture today.

• Competitive fixed and variable rate financing
• Large annual production loan limits available
• Long term loan programs available for land purchase & refinance, farm improvements, and machinery & breeding stock purchases
• Experienced Farm Service Guaranteed and Iowa Development Authority Program Lender for beginning or financially stressed applicants
• Member 100 largest Ag Banks in the United States

To apply for a loan complete and return our APPLICATION or to find out more about United Bank of Iowa’s Agricultural Lending Programs contact a United Bank of Iowa Ag Lender at any of our CONVENIENT BANK LOCATIONS.

 

Leases

Our commercial leasing department will design a lease most suited to your business’ cash flow and tax appetite. We provide 100% financing with flexible payment options that can be tax deductible. To keep your capital free and get the equipment you need, see the leasing department at United Bank. Learn more >