| |
United
Freedom Account |
United
Traditional Account |
United
Preferred Account |
Check
Plus |
DataTrac
Plus |
| Account
Description |
A free checking account offering many
benefits with no hidden charges |
A very popular account that fits a wide
range of needs allowing you to avoid a monthly service charge if you
maintain the balance requirement |
If you wish to earn interest on your
checking balance, this is the account for you |
A package of benefits that can be added
to any personal checking account |
A computerized record keeping service
designed especially for farming operations |
Minimum
Balance
to Open |
$100 |
$100 |
$100 |
$100 |
$100 |
Balance
Requirement
to Avoid Fees |
None |
$500 minimum daily balance or $3,000
average daily balance |
$750 minimum daily balance or $3,000
average daily balance |
None |
None |
| Fees |
No monthly service charge or withdrawal
fees |
$7.00 per month plus $.20 per debit over
40 debits |
$7.00 per month plus $.20 per debit over
40 debits |
$9.00, $10.00 or $11.00 per month depending
on your choice of insurance coverage |
$28 per month or $285 annually |
| Interest |
None |
None |
Earned on minimum daily balance of $1,000,
paid monthly and tiered as follows:
$1,000 - $4,999 $5,000 - $9,999
$10,000 or more |
No interest with Freedom or Traditional
accounts; interest earned with Preferred account |
No interest with Traditional account;
interest earned with Preferred account |
| Extras |
| > |
Unlimited check writing |
| > |
Automatic check safekeeping |
| > |
Debit card for
$1.00/month |
|
| > |
Monthly imaged statements |
| > |
Debit card for
$1.00/month |
|
| > |
Monthly imaged statements |
| > |
Debit card for
$1.00/month |
|
| > |
Free personalized club checks |
| > |
Debit card - no monthly service
fee |
| > |
Unlimited check writing |
| > |
Accidental death & dismemberment
insurance |
| > |
Discounted movie theatre tickets |
| > |
Discounted Adventureland and State
Fair tickets |
| > |
Money
orders at no cost |
| > |
Heartland Inn discounts |
| > |
Explore Iowa vacation specials |
| > |
And more! |
|
| > |
Free DataTrac Plus binder |
| > |
All the extras of Check Plus |
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