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| Account Services | Emerald Club | Ubi Kids Savings Club |


Click here for upcoming activities.

The Emerald Club is a special program for United Bank of Iowa clients who are age 55 or better! It offers many benefits and discounts as well as social events and travel opportunities. Here are just a few of the benefits:

  • Free checking account of your choice
  • 50% discount on all personal checks
  • No monthly service charge on ATM/debit card
  • No service fee on personal money orders and cashier’s checks
  • Discount on VisaŽ gift cards (Pay only $1/per card)
  • Free photocopy service
  • Free notary service
  • Free financial counseling
  • Quarterly newsletter with financial tips, updates, and event schedule
  • Periodic organized tours and social events

Click here for an APPLICATION


The Emerald Club takes many trips - day trips to interesting places in Iowa, tours of other states and countries, and even some “mystery trips”. Members also enjoy many social events – card parties, movies and potlucks along with seminars and financial tips to keep you up to date on changes in banking. Our Emerald Club staff hosts the events and makes sure there is plenty of fun, food and friends to share your experiences with.

To become an Emerald Club member, you must be age 55 or better, and simply maintain one or more of the following:

  • $2,500 minimum balance in a checking, savings, or an IRA account
  • $10,000 in Certificates of Deposit
  • $5,000 in Loan Balance
  • Or pay a $5.00 per month membership fee

If you’re interested in saving money, learning and having fun, it’s time to join the Emerald Club. To sign up, stop in and talk to any of our customer service staff.

   Each depositor insured to at least $250,000.
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