Loan Rates | CD Rates
 

Loan Rates

As of

Loan Type	Interest Rate	Annual Percentage Rate	Example
15 Year Fixed Rate** (Loans up to $275,000)	4.375%	4.533%	180 monthly payments of $7.59 per $1,000 borrowed. Monthly payments do not include amounts for taxes and insurance. Actual payments will be greater.
30 Year Fixed Rate** (Loans up to $275,000)	4.875%	4.959%	360 monthly payments of $5.29 per $1,000 borrowed. Monthly payments do not include amounts for taxes and insurance. Actual payments will be greater.
20 Year ARM with 20% down payment*** Weekly Average 1 Year Treasury plus our margin of 4.00%.	4.500%	4.625%	240 monthly payments of $6.33 per $1,000 borrowed. Monthly payments do not include amounts for taxes and insurance. Actual payments will be greater.

** On loans with less than a 20% down payment, borrower paid mortgage insurance may be available.

*** This loan type has an adjustable rate feature.  This means the interest rate and monthly payment can change.  The interest rate and monthly payment will be fixed for 12 months.  After the initial fixed rate period, the interest rate and monthly payment can change annually. The current Weekly Average 1 Year Treasury is .260% plus our margin of 4.00%.

Please call for more information regarding our Adjustable Rate Mortgage loans.

•  All loan types subject to 1% origination fee
• All rates are subject to change without notice

You may qualify for better rates, please stop in or call any location.