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Want to make banking easy?

These services compliment any checking account and make banking more convenient for you!

BANK by PHONE 24/7! Use Home-Line Banking and do your banking anytime, anywhere from your touch-tone phone.

BANK ON-LINE 24/7! Try Internet Banking and do your banking from the comfort or of your home or office.

Have ACCESS to YOUR MONEY! Get a Photo Debit Card and have access to your money at ATM machines worldwide. Also use it for purchases instead of a check . . . and have another photo ID!

AGE 55 or BETTER? You’ll enjoy our Emerald Club! It offers many benefits and discounts as well as social events and travel opportunities!

Need PROTECTION from OVERDRAFTS? We offer Overdraft Defender! It will give you the protection you deserve from having your checks returned due to insufficient funds.

 


Personal Banking
| Checking | Savings | Investment Accounts | Loans |

| Account Services | Emerald Club | Ubi Kids Savings Club | 

SAVINGS ACCOUNTS

We offer a wide selection of savings solutions to meet your short and long term goals. Our knowledgeable staff will help you choose the best savings account for your needs.

Compare Savings Accounts
Apply for an
Account Today!

 


UNITED SAVINGS ACCOUNT
Our basic savings account is a great way to start saving, save for a special purchase, or just have some extra cash available.

  • No minimum balance to open account
  • Earn interest with balance of $100.00 or more

UNITED SELECT ACCOUNT
This account offers a higher interest rate than a checking account and allows limited check writing privileges.

  • Earn interest on a minimum balance of $1,000.00
  • Interest paid monthly
  • Allows six transfers per statement cycle
  • Service fee may apply if account requirements are not maintained

UNITED INVESTMENT ACCOUNT
This is a high yield, no fee account for customers who carry a significant balance and need limited check writing privileges.

  • Earn interest on a minimum balance of $10,000.00
  • Interest paid monthly
  • Allows six transfers per statement cycle
  • First 50 checks are compliments of United Bank of Iowa

Ubi KIDS SAVINGS CLUB
This is a special savings club for Unique Banking Individuals age twelve and under. Become a club member by opening a savings account (and earn interest) with a balance of $5.00 or more. Learn more about what Ubi Kids Club offers you!

 
     
   Each depositor insured to at least $250,000.
   
 
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