Trust Services
The Trust Department of United Bank of Iowa performs professional services in the administration of trust, estates, conservatorships, agencies, escrows, and custodial accounts. Our Trust Department can act as the executor for your estate and handle the needs of your trust. Learn more >
 

Safe Deposit Boxes
Enjoy the peace of mind of keeping your valuable in a safe place! This is the perfect place to keep legal documents, rare coins, real estate abstracts, family keepsakes, and whatever has value to you. We have safe deposit boxes of various sizes available to rent for a low annual fee that varies with box size. Contact your local office for specific size and fee information.
 

Collector Coins
We have a wide variety of collector coins available for purchase. You can choose from the U.S. Mint’s 50 State Quarters, American Eagles, proof sets, sports coins, vintage coins, special occasion coins, a collection of jewelry including necklaces and money clips, and much more! They make great gifts and can become family keepsakes. You can see a display of coins at several of our offices; however, coins can be purchased from any office or through the MPI Coin website. Just click here.

Notary Service
When you need some papers notarized, just go to your local United Bank of Iowa office. We have notaries on staff and United Bank of Iowa clients are not charged for this service.
 

Overdraft Defender
Do you need protection from overdrafts? Overdraft Defender will give you the protection you deserve from having your checks returned due to insufficient funds. Enjoy more flexibility in managing your money and fewer charges from retailers for returned checks. Overdraft Defender is a special privilege for United Bank of Iowa clients whose checking accounts are in good standing. Learn more >

Visa Platinum Credit Cards
Enjoy the convenience of a UBI credit card. A credit card gives you instant buying power and the option of repaying over a period of time.  To keep track of your transactions, simply go to www.mycardstatement.com! You can view your transactions, watch your balance, make payments, and download to Quicken. It’s quick and easy to establish a password. Click here to apply or learn more.

Debit Cards
We offer two debit cards - the standard debit card and the photo debit card.  Both cards combine ATM capability with debit service at any merchant that accepts Visa®! A debit card gives you all the convenience of an ATM card, plus the ability to make purchases right from your checking account! Learn more >

Business Debit Cards
Our business debit card provides businesses with many benefits including better record keeping of business expenses, less need for cash or checks and protection from unauthorized purchases. You can get multiple cards for employees, each with assigned spending limits. There is no monthly service charge and your first card has no set-up fee.

Visa Gift Cards
A gift card is always the perfect gift for any occasion.  Give a gift that's always the right size, the right color, and the right choice.  They're perfect when you're in a hurry, shopping for that hard to buy for person, or even when going on vacation - they're a great alternative to traveler's checks!  A variety of card designs are available. (This card is issued by MetaBank pursuant to a license from Visa U.S.A. Inc.) - Click here for designs >

Internet Banking
UBI Internet Banking allows you to bank 24 hours a day, 7 days a week from the comfort of your home, office, or wherever you are! You can check your balance, transfer funds, and even pay your bills. If you have access to the Internet, you have access to your money. Click here to sign up or learn more.
 
 
Telephone Banking  
With Home-Line Banking you can call toll free 24 hours a day, 7 days a week from your home, office, car, or wherever you have a touch tone phone. You can confirm your account balance, find out what checks have cleared, transfer funds, make loan payments, leave us a message, and more. It’s easy, it’s fast, and it’s free. Call toll free 1-888-252-5210 or 364-3433 in the Ida Grove area.  Learn more >
 

Check Imaging
You receive all the benefits of  The Better Checking System. Your cancelled checks are returned to you as images neatly sorted, in check number order, three hole punched and ready to store in a binder provided by United Bank of Iowa. Imagine the simplicity of preparing your taxes...instead of shoe boxes stuffed with years of statements, you can open a 3-ring binder and have everything at a glance. It’s simple, organized, convenient, and provided at no additional cost. Learn more >